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Andy Posner, Capital Good Fund

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Andy Posner believes that access to capital has the potential to transform individual lives, communities and the environment.  In 2009, as a masters student, he co-founded the Capital Good Fund (CGF). CGF is a nonprofit micro-lender with a mission to create a poverty-free, inclusive green economy in the United States. While pursuing graduate studies, Andy further learned that millions of Americans are completely shut out of the financial system because of language, cultural, and/or legal barriers as well as a lack of or poor credit history. CGF loans help low-income individuals access the financial system through equitable loans and financial coaching. At the same time, CGF works with clients to green their homes and businesses and take other action and leadership on environmental issues.

CGF currently offers business loans, from $500-$5,000, and personal loans, from $200-$5,000. To date, CGF has made 149 loans totaling more than $163,000.  In addition, CGF CGF offers one-on-one financial and business coaching and free tax preparation.  So far, CGF has graduated 102 people through business and financial coaching and provided tax prep to 26 individuals.

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